BUYER’S GUIDE

As your personal guide and trustworthy agent, I strive to give you the best of the best. In the years that I’ve spent in the industry, homebuyers have always asked me “What do I need to do when I buy a house?”. I’ve composed a step-by-step guide that organizes the buying process to make buying a house simple and stress-free.

01

Decide to Buy


Before you can begin searching for a home, you must have an understanding of what your needs are, and what exactly you are looking for. Some of the important things to consider may include number of bedrooms, number of washrooms, square footage/size, proximity to schools and/or malls, and detach or semi-detach/townhome. Once the criteria has been narrowed down, the types of ownership should be considered

You must familiarize yourself with the different types of home ownership and understand the differences between them. Being able to distinguish the pros and cons of detached homes, townhomes, condominiums, etc. will allow you to better meet your needs. If it seems too much to understand (which is normal, it happens!) your experienced real estate sales representative should be there to assist you and teach you about your options.

02

Hire An Agent


There are thousands of real estate sales representatives to choose from, and choosing one that is right for you may require some research and time.

It is important that you pick a sales representative carefully, as this individual will be representing you throughout the buying/selling/leasing process.

There are some criteria you should pay attention to when considering a sales representative:

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A quick online search gives you the names of local agents that work in your area

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Study reviews/ratings on a particular agent to see what other have to say about them

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Ask friends and family for a recommendation


At the end of your search, it may be prudent to sit down with any potential agents and explain what you are looking for. This will allow both parties to have an understanding of what is to be accomplished. A great sales representative is someone who meets your needs, and provides quality service that accomplishes your goals.

03

Find Your Home


Finding your ideal home may be easier said than done. The quality of your home search may be a critical step in the process, but it certainly is not the beginning! Before you begin searching, there are some topics you much address:

Based on your current financial status, would you be approved to borrow the amount of money necessary to finance the home you want? It is critical that you get pre-approved before beginning the process of finding a home, as this will allow you to confidently search, and place offers on houses.

Another crucial subject that is often overlooked is the down payment. Many buyers, especially first time home buyers, may not know the criteria used for down payment funds. Many lenders would like to see 90 days of unused down payment history. This allows your lender to know that you have gathered the funds necessary to meet your down payment, and you have held on to the money without using it for at least three months!

04

Make An Offer


Now that you found the house you want, it is time to make an offer! Although making an offer may seem simplistic, it is actually a lot more work than just offering a price that you are willing to pay. A real estate sales representative’s job is to make sure they protect their client, and this is done through the use of conditions and clauses.

Protecting the client means paying close attention to detail such as adequate financing and inspection times; double-checking appliances, fixtures, and chattels included; reviewing any renovation or changes necessary; and having a comfortable closing date!

After making the offer, the Seller(s) will either accept, reject, or counter the offer, from which the negotiations continue until both parties have reached an agreement.

05

Close The Sale


Closing day can be an exciting time, but Buyers must understand that before they receive the keys to their home, all closing matters must be addressed. Closing costs in particular, include mortgage fees, inspections, legal fees, and land transfer tax!.
The list of closing costs varies, and so it is important to address these fees as soon as possible.

DO YOU KNOW WHAT YOUR HOME IS WORTH?

Contact Me for your FREE HOME Evaluation!

GET FREE HOME EVALUATION

OR

Call 647-998-5152
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YOUR PROPERTY FULLY EXPOSED.

MANJOT CHOHAN (Sales Representative)

YOUR PROPERTY FULLY MARKETED.

MANJOT CHOHAN (Sales Representative)

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